A simplified Council Tax Reduction (CTR) scheme for working-aged applicants was introduced on 1 April 2017. This is based on an income band system.

If your household’s total income falls within a range of specified bands, you may be entitled to relief of up to 95% of the annual Council Tax charge. 

Who is entitled to CTR 

The maximum amount of reduction is capped at the band C council tax charge. For 2025-2026 the annual charge for band C is £2,017.53.

The council tax charge will be reduced by 95% (up to the band C cap) if:

  • no one is employed in a household and 
  • a member of the household is also a disabled person

Annual scheme summary Council Tax increases

From 1 April 2019 income bands will increase annually in line with inflation (Consumer Price Index or CPI).

You can view the Council Tax regulation schemes for previous years below:

Council Tax reduction for pension-age applicants is a national scheme, the rules are set by Parliament. 

View The Pension age Council Tax reduction scheme regulations.

Council Tax Reduction for working-age applicants 

You’re not entitled to a reduction if all of your and your partner’s assets and savings add up to more than £10,000.

In households where the occupant is a Sutton placed care leaver aged under 25, the charge will be reduced to zero.

In households where none of the liable residents are in work and a member of the household is disabled, or has a limited capacity for work you will receive a reduction of 95% of your charge up to the band C cap.   

All other households will pay a percentage of their charge proportionate to their income.  

Any household where someone is in work and earns a sufficient amount to afford the charge will pay the full charge.